Where landlords are insuring through block policies, they must be careful to ensure that premiums charged back to tenants are reasonable. Where premiums are substantially higher, landlords must be able to show that advantages are sufficient to warrant the increased demand.
The Upper Tribunal assessed whether tenants could be asked to contribute towards a landlord’s repair works to windows. The tenants felt that replacement of the windows was a more reasonable option. Where a landlord repairs rather than replaces a defect in a building, is it able to reclaim the costs?